Church Financing Solutions for Ministries, Daycares & Nonprofits
Helping ministries secure the funding they need for daycare financing, financing for churches, or nonprofit funding — with clarity, integrity, and proven expertise.
Who We Are
Who We Are
Nitsua Inc. is a national church-financing consultancy dedicated to helping ministries secure the funding they need to build, expand, or refinance. Our expertise extends to daycare financing and nonprofit funding, ensuring that whether you're a small congregation or a large multi-campus ministry, we guide you through every step of the lending process with clarity, integrity, and proven expertise.
With over 23 years of combined experience, we specialize in financing for churches, daycares, and nonprofit facilities, offering new purchase, construction, refinancing, and renovation loans. Our nationwide lender network boasts a high approval success rate, and we provide personalized consulting from start to finish.
ABOUT US
**NITUA INC.:** Founded in 2003 by CEO Emmitt Austin and President Kathryn Austin, Nitsua Inc. is a leading management consulting and commercial financing company located in Atlanta, Georgia. We proudly serve clients throughout Georgia and across the East and West Coasts of the United States. Since our inception, Nitsua Inc. has built a stellar reputation for providing faith-based financial solutions, including daycare financing and financing for churches. Each loan package is meticulously pre-underwritten by Emmitt Austin to ensure it meets the precise requirements of lenders. Additionally, Mr. Austin negotiates with banks to secure more favorable rates and terms for our clients, making our services ideal for nonprofit funding as well.
**Financing for Any Situation**
We secure funding for projects that traditional lenders often decline, including:
- Abandoned or distressed buildings
- Mitigation and code compliance projects
- New construction
- Renovations and expansions
- Property purchases
- Refinancing and debt restructuring
- SBA-supported projects (e.g., daycare facilities)
Why Ministries Trust Us:
"It's Passion That Led Us Here"
With over 23 years of combined experience, we are a nationwide lender network specializing in financing for churches, daycare financing, and nonprofit funding. Our team provides personalized support from start to finish.
Our Mission
Our clients are our mission. We collaborate with a variety of organizations, from churches to daycare centers, to ensure the following:
- Comprehensive education and support throughout the financing process, including specialized daycare financing options.
- Budgets that align with ministry goals and sustainability, particularly for financing for churches.
- A reliable partner at every step of the journey, dedicated to securing nonprofit funding.
With perseverance, faith, and focus, we are committed to helping you 'Turn Your Vision into Reality.'
Ready to Move Your Vision Forward? Let’s secure the funding your ministry needs
Our Services
We offer a wide range of information services to meet the diverse needs of our customers. From data analysis and market research to content creation and web development, we have the expertise and resources to help businesses and individuals achieve their goals, including specialized daycare financing options for those expanding into early childhood education.
Financing Consulting
We assist you in understanding your options and preparing for lender requirements for various needs such as purchase, construction, refinance, and renovation loans, particularly focusing on financing for churches and nonprofits.
Loan Packaging & Preparation
We create lender-ready loan packages that clearly communicate your ministry’s strength and vision, ensuring you have the best chance for securing nonprofit funding.
Project Planning & Advisory
We guide you through land acquisition, construction planning, and long-term financial strategy, tailored to your organization's specific goals.
Debt Restructuring
We help ministries lower payments and improve cash flow, making it easier to manage finances effectively.
Daycare Facility Financing
We provide specialized support for ministries looking to expand into early childhood education, offering insights into daycare financing that can help you succeed.
What Nitsua Inc. Does for Churches
Secures Loans in Challenging Situations
Nitsua Inc. has worked with lenders nationwide that specialize in financing for churches, including projects that traditional banks often avoid. This includes:
- Abandoned or distressed buildings
- Mitigation or code‑compliance projects
- New construction from the ground up
- Renovations and expansions
- Refinance and restructuring of existing debt
Pre‑Underwrites Every Loan Request
Founder Emmitt Austin personally pre‑underwrites each loan package to ensure it meets lender criteria before it ever reaches a bank. This dramatically increases approval odds and helps churches secure better rates and terms, including daycare financing options that many lenders overlook.
Builds Professional, Bankable Church Finance Packages
Nitsua Inc. prepares complete financial packages that include:
- Income analysis
- Debt‑service capacity calculations
- Budget alignment with ministry goals
- Documentation required by church‑friendly lenders
This is crucial because lenders now typically approve churches at 3× annual income to 4× standard—making a strong package essential for securing nonprofit funding.
Connects Churches With the Right Lenders
Nitsua Inc. has long‑standing relationships with banks and specialized church lenders across the U.S., allowing them to match each church with the lender most likely to approve the loan.
Leadership Team
**Serving Ministries With Excellence - No Church Left Behind**
Chief Executive Officer (CEO)
Emmitt Austin, Founder & CEO, brings over 23 years of experience in both commercial financing and financing for churches. He is known for his strategic foresight and hands-on approach. Emmitt pre-screens every loan request to ensure it aligns with lender criteria and negotiates directly with banks to help clients secure lower rates and better terms. His passion for ministry drives the firm’s commitment to excellence in faith-based financing, including specialized daycare financing options.
“I don't just write loan packages—I build pathways for vision.”
Business Consultant
Antonio Biddings provides consulting support and project planning assistance, as well as direct communication with churches. His expertise helps ministries confidently navigate complex financial challenges, including nonprofit funding. Antonio plays a key role in guiding clients through the documentation preparation process and managing lender expectations, ensuring they receive the best possible solutions.
President of Nitsua Inc.
Kathryn leads the company’s mission and executive operations, drawing on a solid background in business management and client relations. She ensures that every client feels acknowledged, supported, and empowered throughout their financial journey. Her leadership cultivates Nitsua’s unique combination of professionalism, warmth, and spiritual alignment. “At Nitsua, you’re not just a client—you’re part of a greater purpose.”
“Latest Approved Projects”
Church Projects:
MT. Nebo Baptist Church & Life Center - Ellenwood, GA (New Purchase & Renovation)
New Song of Praise Church - Ellenwood, GA (New Purchase)
United Christian Fellowship Church - Fayetteville, GA (New Purchase)
New Church Purchase - Atlanta, GA (New Purchase)
Daycare Projects:
Kids “R” Kids Learning Academy, Oakbrook — Norcross, GA (Approved, eligible for daycare financing)
Shining Hill Student Program Academy, Riverdale, GA (Approved, with options for nonprofit funding)
Daycare Refinance — Atlanta, GA (Approved, seeking financing for churches)
Testimonies
“Working with Nitsua Inc. made the financing process for our church simple and stress-free, especially as we explored options for daycare financing.” Senior Pastor Larry Mack, Wayne, MI
“Nitsua helped us restructure our debt and free up cash flow, which was crucial for our nonprofit funding needs.” Executive Pastor Sheree Powe, Bessermer, Alabama.